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We catalyze early stage investments to unlock innovation in Congo’s nascent startup ecosystem

Congo River Capital bridges visionary Congolese founders with the capital, talent, and playbooks they need to thrive. Focused exclusively on fintech, we deploy hands‑on operational support and strategic early investments to unlock seamless money movement for the 90% of Congolese who remain unbanked.
We build sprint‑tested, venture‑ready fintech startups that solve persistent financial frictions in the DRC.
01
PAYMENT
Enable seamless money movement between SMEs and individuals
03
HEALTHTECH
Triple the ratio of physicians per 1000 inhabitants from 0.36/1000 to 1/1000
02
LENDING
Deliver flexible, data‑driven credit that fuels SME growth
03
FRONTIER  
Deploy emerging infrastructure—AI/ML, blockchain & crypto—to leapfrog legacy systems
Social capital
Connect founders and startups to relevant stakeholders
Technical capital
Provide teams with the human capital needed to develop their ideas
Financial capital
Unlock access to the funding necessary for growth
Market intel
Highlight opportunities and map out the ecosystem with real-time data
Deepay
Ripa is a digital payment solution enabling users and merchants to settle transactions by leveraging mobile money wallets.
MEDSYNC
Balar is a digital accounting ledger dislodging pen and paper to improve finances for SMEs.
MEDSYNC
Kompii provides flexible personalized financial solutions to help SMEs overcome challenges and achieve their goals.
Deepay
Ripa is a digital payment solution enabling users and merchants to settle transactions by leveraging mobile money wallets.
MEDSYNC
Balar is a digital accounting ledger dislodging pen and paper to improve finances for SMEs.
MEDSYNC
Kompii provides flexible personalized financial solutions to help SMEs overcome challenges and achieve their goals.

Partners

Colette Bishogo
Partner
Colette is an impact investor with experience in the humanitarian and investment banking sectors. She recently spent two years working for GiveDirectly in rural DR Congo delivering cash payments through mobile money to vulnerable people. Previously, she worked on the Bloomberg 2020 presidential campaign. Colette began her career at Citigroup. She holds an MBA from Harvard Business School and received her bachelor degree from Harvard College.
Milain Fayulu
Partner
Milain is an entrepreneur with years of venture building experience. His latest venture, Congo Clothing Company, supports job-skills training for women in DR Congo. He is a strategy fellow of the Harambean Entrepreneur Alliance and a Legatum Fellow. Milain holds a BA in economics from the University of Miami and an MS in Political Science from the Massachusetts Institute of Technology (MIT). His graduate research focused on networks and venture capital flows in Africa.
Serges Saidi
Partner
Serges is a software engineer with experience expanding high-tech and its benefits to marginalized areas. He Co-founded GESI Technologies, a scientific research group to teach local students in Goma, DR Congo, practical engineering skills and to create innovative solutions to local engineering problems. He currently works at Blackrock where he is an investment systems engineer. Serge holds a BA in computer science from Harvard College.
Charles Kabwende
Head of Platforms
Charles is a technology entrepreneur and a cybersecurity architect. He founded the Africa Tech Invest Conference in Kinshasa. Charles holds a B.Eng. in Electronics and Information from Beihang University and an M.Eng. in Business Informatics from Riga Technical University. His graduate research focused on the security requirements for applying blockchain technology for mineral traceability.
Ed-Martin Fayulu
Head of Partnerships
Ed-Martin is a serial entrepreneur with a diverse portfolio that spans hospitality, agriculture, and fast-moving consumer goods. He leads a dynamic team of 30 employees operating across Central Africa. He also advises F&B operators on buildout and go-to-market strategy. Ed-Martin studied Economics at La Sorbonne University in Paris.
Colette Bishogo
Partner
Colette is an impact investor with experience in the humanitarian and investment banking sectors. She recently spent two years working for GiveDirectly in rural DR Congo delivering cash payments through mobile money to vulnerable people. Previously, she worked on the Bloomberg 2020 presidential campaign. Colette began her career at Citigroup. She holds an MBA from Harvard Business School and received her bachelor degree from Harvard College.
Milain Fayulu
Partner
Milain is an entrepreneur with years of venture building experience. His latest venture, Congo Clothing Company, supports job-skills training for women in DR Congo. He is a strategy fellow of the Harambean Entrepreneur Alliance and a Legatum Fellow. Milain holds a BA in economics from the University of Miami and an MS in Political Science from the Massachusetts Institute of Technology (MIT). His graduate research focused on networks and venture capital flows in Africa.
Serges Saidi
Partner
Serges is a software engineer with experience expanding high-tech and its benefits to marginalized areas. He Co-founded GESI Technologies, a scientific research group to teach local students in Goma, DR Congo, practical engineering skills and to create innovative solutions to local engineering problems. He currently works at Blackrock where he is an investment systems engineer. Serge holds a BA in computer science from Harvard College.
Charles Kabwende
Head of Platforms
Charles is a technology entrepreneur and a cybersecurity architect. He founded the Africa Tech Invest Conference in Kinshasa. Charles holds a B.Eng. in Electronics and Information from Beihang University and an M.Eng. in Business Informatics from Riga Technical University. His graduate research focused on the security requirements for applying blockchain technology for mineral traceability.
Ed-Martin Fayulu
Head of Partnerships
Ed-Martin is a serial entrepreneur with a diverse portfolio that spans hospitality, agriculture, and fast-moving consumer goods. He leads a dynamic team of 30 employees operating across Central Africa. He also advises F&B operators on buildout and go-to-market strategy. Ed-Martin studied Economics at La Sorbonne University in Paris.
Startups
If you’re building something in the fintech, agtech or healthtech space, or interested in addressing a critical challenge and need support, we’d love to chat.
Get In Touch
Partners
If you are interested in driving impact and meaningful change in one of the world’s most consequential country for the 21st century, let's team up.
Get In Touch
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